RCI Pure Points vs Weeks RCI Points – which is best to own and has the lowest costs for you
RCI Points all work the same in RCI, but one saves a lot of money over the other.
Pure points are points without ownership of a week. You pay the maintenance to RCI and if you own up to say 25,000 points that’s OK, above that you are better off owning a week and using it as points as you get a lower yearly cost.
How does that work and why is that?
Well, when we sell for RCI Points we use specific weeks that make the management fee lower per point. That’s because we use the apartment weeks with the higher values or at the better times of the year.
It works like this. An apartment has weeks 1 to 52 and some weeks are very popular – summer for instance and some no one wants, maybe deepest winter at the lowest season.
Now every week has the same maintenance fee whether it is summer or winter, but in points, they have different values of course. The summer weeks can be triple the winter weeks and that’s the ones we use for points. So you get the max points but for the same maintenance cost.
Now with Pure points with RCI, it is an average of all weeks 1 – 52 everywhere, so you lose that advantage of buying a great week.
So, how does it work when you buy a week? The same in RCI. The agreement you have with RCI is that they have your apartment every year and every year you get points.
So as a comparison to help you see the difference:
36500 Pure Points would have a maintenance fee to RCI of $490 36500 Points from a week with a maintenance fee of $232
Pure points are cheaper to buy but will end up costing you more in the long run. Holiday Max do both
If you want a week as a starter you could start with:
18000 RCI Points with a maintenance fee of $232 cost to own $2,510. Then you can always change that week for a more powerful one later and still have the same maintenance fee cost. We can upgrade the week you have later.
Here is what the other weeks look like as you go up the scale (but same maintenance fee) just so you get a feel for it. Note the same maintenance fee, but increasing points.
36500 RCI Points with a maintenance fee of $232 (included in offer) cost to own $2,908
45500 RCI Points with a maintenance fee of $232 (included in offer) cost to own $3,305
Also one last point. When you own a week through Holiday Max you get dual use (RCI Points AND RCI Weeks) and pure points are only points.
RCI Pure Points vs Weeks RCI Points.
So we are comparing just points vs owning a week and using it as the points value. Here is how to get a great RCI Points ownership from Holiday Max with low management fees of $660 using a week worth 79000 Points as RCI Points.
All weeks in an apartment have exactly the same management fee no matter what week number or date. However some weeks may be worth 32000 RCI Points as a value that has a management fee of $650 and then we have peak season weeks that are obviously worth a stack more points and in this case 79,000 points or going up to 100,000 RCI Points, yet the same management fee of $660.
So….. the same management fee can be cheap or rather expensive, depending on the week and date in the year. The end result is identical, the resort is the same, the points are the same in RCI the world over. But as you can see, some are better than others in the cost of the management fee per point.
RCI Pure Points vs Weeks RCI Points. Just the same as some weeks are much better to own than others for RCI Points, from a management fee points of view, it is nearly always cheaper to own the week rather than the pure points once you go over a certain level, which is roughly 50,000 pure points, with a management fee of $662. Compare that to 79,000 – 100,000 RCI Points from a week with a management fee of $661.
RCI Pure Points vs Weeks as RCI Points, the cheapest to buy isn’t always the best. Gillette used to give away the razor and then charge handsomely for the blades and the same can be the case with choosing the right type of RCI Points. Please ask if not sure as we are here to help at Holiday Max. See our latest RCI Points special Offers pages.
See our latest RCI Points special Offers pages.
Buyers Guide & Special Offers Weeks on offer from as little as $1,323 as RCI Points with a full account
Pure points are cheaper to buy and that is because the weeks that work best are peak weeks with high values and these cost more as they are the peak weeks of the year of course. There are only nine really good peak weeks in an apartment over a year that has these triple value weeks, so they are naturally scarce. Meanwhile, if you buy pure points your ownership cost can be more expensive in the long term because of the running cost.
RCI Pure Points vs Weeks RCI Points
RCI Pure Points vs Weeks RCI Points. There are two ways of being in RCI Points. They both work the same but are quite different to own. Which is best in the RCI Pure Points vs Weeks RCI Points comparison?
A quick look at RCI Pure Points vs Weeks RCI Points and we can tell you that although RCI pure points are cheap to buy the yearly dues can be double that of buying RCI Points wisely and getting a top week and always using that automatically as RCI Points
RCI Pure points. Also Called Just Points
We have RCI Pure Points for sale and they are cheap to buy however the maintenance fee is paid to RCI and can be a little more expensive than if you own the weeks’ option. Both types of ownership are identical to run (unless you own Pure Points thru some club versions which may have their own restrictions)
These are just points and have no property behind them in your ownership. We have 25000 RCI Points with your own RCI Points account for just $1,623 to own. They have a management fee of $344 invoiced by RCI’s trustees every year, fees are not included in purchase as they are charged every year. Advantage – Low cost and nice and easy to buy. If you are an existing owner you can add 25000 extra RCI Pure Points for just $861. Further 10,000 points are $795 for each 10,000 Management Fee $132 per 10,000 and if you no longer want them for any reason you can hand them back. See RCI Pure Points Offers
Please note you can change the website currency if you wish using the drop-down at the bottom of the page and these prices will alter automatically to your chosen currency
RCI Weeks as points Or Weeks as points.
RCI Pure Points vs Weeks RCI Points comparison moves on to the weeks’ way of owning, which is by far the most popular and has the lowest running costs or dues every year. This is owning a week and always have the points value for them every year with RCI. Also Called RCI Participation Agreement
Before we compare RCI Pure Points vs Weeks as RCI Points, both of these are the same in use, you get the same login to the RCI website and they both book exactly the same vacations for the same points values. So whichever you buy, you end up with the same vacations.
There is one big difference though. When you own the RCI pure points, RCI invoices you the maintenance fee or dues every year. The maintenance fee is the average management fee for all units and all sizes and dates averaged out, plus RCI’s portion of the management fee built in.
At Holiday Max you can also buy RCI weeks and always use them automatically as RCI points every year.
This permanent arrangement with RCI is called an RCI Participation Agreement. The agreement with RCI is that they always have your week every year and in return, you always get a specific value in points. So they get the week, you get the points.
These ownerships perform exactly the same apart from the management fee. Let me explain a little more and you’ll see why we select certain weeks for points and certain weeks that are no good for points. You can also see our post Buying RCI Points Wisely and RCI Vacation Points if you want to hone up on your knowledge base.
You can also get our How To Buy RCI Points buyers guide and latest special offers. Get instant access to our 16-page downloadable guide, values charts and more.